Property Development Finance

If you're involved in the building industry or make a living from Property Development, then the good news is that we have funds available. Property Development Finance from £50,000.

Property Development Finance for UK Builders and Developers

Whether it’s a major refurbishment, a new build or a ‘ground-up’ development we can offer finance tailored specifically to your project and individual requirements.

We can source funding for residential, commercial, industrial, mixed-use projects and part-furnished developments.

We’re able to provide property development loans equivalent to 75% of the estimated gross development value (GDV) of the project. For experienced property developers, we can often secure 100% funding to acquire a development site and build out to completion.

Funding Structures Available

  • Standard development facilities as a first charge
  • Mezzanine or ‘top-up’ debt as a second charge (where first charge lenders allow)
  • Joint Venture (JV) lending
  • Up to 100% funding to acquire a development site and build out to completion (subject to experience)

What types of projects are supported

  • Residential housing
  • Commercial property including single build and multiple units
  • Mixed-use commercial and residential units (semi-commercial)
  • Purpose-built student accommodation
  • Refurbishments and Conversions
  • Purpose-built such as nursing care homes

Summary of current key property development finance underwriting criteria

  • Applications should be supported by good evidence for local demand
  • If properties are to be retained on completion, long term refinance options are available
  • Developments ought to show sufficient margin to absorb any possible fluctuations in the anticipated GDV of the project
  • The borrower or proposed main contractor should have a good CV and able to demonstrate relevant experience

Speak to a Property Specialist today

Also interested in...

Request a Call Back

 We will keep your contact details on file for the purpose of dealing with your enquiry. By submitting your contact details via this form, you are agreeing to our Privacy Policy.