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Email:  enquiries@wattsfordfinance.co.uk

National Association of Commercial Finance Brokers

Property Development and Refurbishment Loans

If you are involved in the building industry or make a living from Property Development and refurbishment then the good news is that funds are available for profitable projects which fit criteria. Property Development and Refurbishment loans are provided from £50K upwards.


​Under normal circumstances we are able provide loans equivalent to 70% of the estimated GDV of the project. For experienced developers we can often provide funding up to 100% of all site purchase, development and finance costs, when additional security is available. We can also introduce Mezzanine Loans secured on a 2nd charge to provide any additional ‘top up’ funding.

  • All Residential Property Types supported including houses,terrace, mews and flats
  • Applications should be supported by good evidence of demand in the local area
  • If properties are to be retained on completion a long term re-finance option can be provided
  • Mixed use and Commercial Schemes can be supported subject to a demonstrable demand on completion
  • Developments should show sufficient margin to absorb any possible future reduction in the anticipated Gross Developed Value (GDV) of the project
  • The borrower or proposed main contractor should have a good CV and be able to prove they have experience of this sector

A summary of current key underwriting criteria:

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Wattsford Commercial Finance