Property Portfolio Mortgages
Property portfolio mortgages straddle the border between conventional buy to let and commercial mortgages as a loan over several properties.
How much can I borrow?
Typically a property fortfolio mortgage will be up to 85% loan to value (LTV) of the open market value (OMV) of the combined properties.
The majority of Lenders will consider a property portfolio with either Freehold or a long Leasehold favourably, properties with a short Leasehold remaining may be more difficult to secure funding on.
As a long-term product, property portfolio mortgage rates are highly competitive with a choice of fixed-rate and variable-rate terms.