Property Portfolio Mortgages

Property portfolio mortgages allow the borrower a first charge loan using investment residential properties as security.

Property Portfolio Mortgages

Property portfolio mortgages straddle the border between conventional buy to let and commercial mortgages as a loan over several properties.

How much can I borrow?

Typically a property fortfolio mortgage will be up to 85% loan to value (LTV) of the open market value (OMV) of the combined properties.

The majority of Lenders will consider a property portfolio with either Freehold or a long Leasehold favourably, properties with a short Leasehold remaining may be more difficult to secure funding on.

As a long-term product, property portfolio mortgage rates are highly competitive with a choice of fixed-rate and variable-rate terms.

Speak to an Property Portfolio Mortgage Specialist

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